| Activity and Building Occupancy Use and Limitations: |
A term describing the type of building activity and the particular occupancy use in a building. Education Note: Activity may indicate that the business enterprise in the building contains a laboratory, compared to regular office usage. Or, the activity is a preschool, compared to a plating shop. Building occupancy must be considered, as for example, a 2,000 square foot home may have 4 persons residing in it during an 8 hour period, whereas a 2,000 square foot office suite has 50 people working in it during an 8 hour period. Adjustor Note: The activity of a building and its occupants may limit the remedial actions of a loss. Certain activity may result in the physical limitation of building occupants, and restrict other persons from entering loss site. Knowing the activity and building occupancy usage is important, and it must be described in detail in the historical information about a claim. |