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Disaster Advice Glossary
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Disaster recovery and restoration can be veiled in mystery to the many who have not undertaken specific training. This glossary explains technical terms to assist both report writing and the understanding of those technical terms so often misunderstood.
Definition
| Antique: |
An object of sufficient age or style that represents itself as being an antique. Some antiques must be more thab 100 years of to be truly classified as an antique. If they are not, they may be classified as heirloom, vintage or collectable. Adjuster Note: all pieces in or near the damaged area must be itemized as being fragile or antique, and all damage must be noted and documentedas soon as possible. |
| Antique Handling: |
Specific methods of handling and after a disaster requires the property owner to disclose and identify th eantique or content as having extraordianry or exceptional value. Contractor Liablity Note: Antiques in water damged buildings must be identified and separated from all other contents and they are to be carefully handled and taken to a safe control area. Before handling items described to you as being collectable or antique, a survey of the item is in water or sewage, your log and inventory sheet must note the current condition of each item as it is before handling the item. Note that all chips, scratches, marks and missing pieces before picking up the piece, including furniture. As important, carefully evaluate each item for loose peices, such as legs and backs or items which come apart such as back mirrors and table tops. Damaged antiques are seldom repaired back to an acceptable quality once damaged, at least that is what some content owners report. See Antique, Appraisal, Collectable. |
| Appraisal: |
An independent evaluation or estimate as to the value of an item or property. Appraisals may include the devaluation of an item or property from a loss, as well as an estimate to bring the item or property back to its pre-loss damage. See Antique, Antique Handling, Collectables.. |
| Collectable: |
Any object having value that is known to be collected by other persons. Contractor Note: Some collectibles have little value, while other collectibles have great value. In your review of a damaged residential structure, it is important to ask the contents owner if they have collectibles? If so, would they mind removing them from the damaged building areas. More than one contractor has paid for damaged collectibles, when in fact, they may have already been damaged. See Antiques. |
| Diminished Property Value: |
A proportionally smaller value to a property due to a damage. Diminished property value is a lessening or decreasing of property value as a result of some type of damage. In river flooding for example, a dwelling may not have the same property value it had prior to a catastrophic loss. While the dwelling itself was repaired, the overall value of the dwelling may have been affected by the environmental conditions surrounding the property. When an antique piece of furniture has been damaged, it may have been professionally restored, but because of the damage, it may have sustained a diminished value. In a fire damaged property, where antique contents are present, the removal of years of patina, during the cleaning and restoration process, will result in a diminished property value.. |
| Patina: |
A natural aging process, which over time, allows oxidization and weathering to cover some finishes. Caution Note: Disturbing the patina, through cleaning and sanitizing of some building materials and contents, may result in a permanent color change and even damage to that material. Patina is common on brass and bronze statues, sculpture, paintings and porcelain. Patina may also be present on artifacts, antiques and collectibles. The loss of patina can dramatically reduce the worth value of a particular item. See Diminished Property Value. |
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The Disaster Advice Glossary operates on TechMerit Technoloy.
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