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Disaster Advice Glossary
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Disaster recovery and restoration can be veiled in mystery to the many who have not undertaken specific training. This glossary explains technical terms to assist both report writing and the understanding of those technical terms so often misunderstood.
Definition
| Antique Handling: |
Specific methods of handling and after a disaster requires the property owner to disclose and identify th eantique or content as having extraordianry or exceptional value. Contractor Liablity Note: Antiques in water damged buildings must be identified and separated from all other contents and they are to be carefully handled and taken to a safe control area. Before handling items described to you as being collectable or antique, a survey of the item is in water or sewage, your log and inventory sheet must note the current condition of each item as it is before handling the item. Note that all chips, scratches, marks and missing pieces before picking up the piece, including furniture. As important, carefully evaluate each item for loose peices, such as legs and backs or items which come apart such as back mirrors and table tops. Damaged antiques are seldom repaired back to an acceptable quality once damaged, at least that is what some content owners report. See Antique, Appraisal, Collectable |
| Appraisal: |
An independent evaluation or estimate as to the value of an item or property. Appraisals may include the devaluation of an item or property from a loss, as well as an estimate to bring the item or property back to its pre-loss damage. See Antique, Antique Handling, Collectables |
| Arbritration Suit: |
depending on the contract agreement, or the agreement of the parties, it is the binding resolution of disputes between all parties named in the dispute, and settled by an independent arbritrator. Legal Note: The abritration proceedings are less formal, but they are as binding as a court of law. Arbritration often requires an independent appraisal of the issues surrounding the disagreement. See Appraisal |
| Independent Adjuster: |
A trained individual in insurance loss appraisal who is often licensed by the state they work in. Independent adjusters, unlike company staff adjusters must often carry errors and omissions insurance. Independent adjusters are either self-employed or they work for an independent adjusting company, who are retained by one or more insurance companies on a contract or loss-by-loss basis. See Company Adjuster |
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